ZIP 15765 Foreclosure, Tax-Lien & Distress Report
Indiana County, Pennsylvania · Affordable market
ZIP 15765's composite property-distress score is 22/100 - DLRadar classes that as low for Indiana County, Pennsylvania. Structural exposure scores 48 and live distress 7 on the 0–100 scale. The most distinctive pressure shows up in institutional ownership (54/100), structural risk (48/100), mortgage stress (23/100). mortgage stress (23/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (83/100), FEMA disaster exposure (65/100), climate & FEMA risk (61/100).
The market reads peak — home values rose 4.2% year on year, at 28/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
1,538 residents call 15765 home, typically aged 53. Rent burden reaches 19% of tenant households. 84% of housing is owner-occupied. The ZIP holds roughly 603 housing units. The typical home is worth about $186,000 (2.6× income, relatively affordable). At $71,250, median income runs near typical U.S. levels. The vacancy rate is 9.0%. Roughly 8.1% live below the poverty line. Around 21% of adults hold a bachelor's degree or higher. DLRadar's demographic-stress index for the area reads 24/100.
Overall, 15765 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. While 15765 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
The 15765 read uses the identical public-record model applied coast to coast, which means its 22/100 score means exactly what it means anywhere else, and 15765 stays directly comparable to neighboring ZIPs and the rest of Indiana County, Pennsylvania. 15765 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
15765's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 15765 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
What is driving ZIP 15765’s distress
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
Snapshot: 15765 by the numbers
A live read on 15765: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
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Rules-based scoring — each signal ties to a public dataset · methodology