ZIP 15745 Foreclosure, Tax-Lien & Distress Report

ZIP 15745's composite property-distress score is 23/100 - DLRadar classes that as low for Indiana County, Pennsylvania. Structurally it carries 51/100, against 7/100 of stress already in motion. It additionally carries heavy environmental risk: flood (NFIP) exposure (82/100), climate & FEMA risk (61/100). The pressure is most legible in structural risk (51/100), institutional ownership (50/100), mortgage stress (23/100). By contrast, mortgage stress (23/100) and construction/permit lag (18/100) register low.

Prices here sit in a peak phase: values rose 4.2% over the trailing year, at 28/100 phase confidence. Topping markets hide individual distress behind strong averages.

Home values center near $85,600, an affordability ratio of 0.8× — accessible. Roughly 4.8% live below the poverty line, a low share typical of higher-equity areas. The tenure split is 96% owner-occupied to 4% rented. DLRadar's demographic-stress index for the area reads 13/100. The vacancy rate is 9.6%. Households earn a median $63,214 — below the roughly $78,000 national figure. There are about 130 housing units across 15745. Around 0% of renters are cost-burdened. About 229 people live here, median age 34. About 23% have a four-year degree.

On balance 15745 is mixed, rewarding parcel-by-parcel screening over broad assumptions. There is no property file for 15745 at the moment; the composite and its components are still built from verifiable records.

Because one deterministic model scores every ZIP, 15745's 23/100 can be lined up against any neighbor in Indiana County, Pennsylvania or any ZIP coast to coast. Sparse data for 15745 shows as blanks, never estimates, and the score updates on every fresh public filing.

15745's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 15745 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.