ZIP 16639 Foreclosure, Tax-Lien & Distress Report

ZIP 16639's composite property-distress score is 29/100 - DLRadar classes that as low for Cambria County, Pennsylvania. What sets it apart are the readings on structural risk (65/100), construction/permit lag (59/100), institutional ownership (52/100). On the quiet end sit mortgage stress (22/100). Environmental exposure also runs high (flood (NFIP) exposure (77/100), climate & FEMA risk (74/100), FEMA disaster exposure (65/100)). The latent-versus-live split is 65/100 structural and 7/100 already moving.

Prices here sit in a peak phase: values rose 4.9% over the trailing year, 1.0% off the recent peak, at 38/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

At $72,911, median income runs near typical U.S. levels. Vacancy runs 31.8%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 32% of tenant households. There are about 788 housing units across 16639. Around 18% of adults hold a bachelor's degree or higher. The typical home is worth about $137,500 (1.8× income, relatively affordable). 11.0% of residents fall below the poverty threshold. Owners hold 94% of homes, renters 6%. The demographic-stress sub-score lands at 25/100. About 1,391 people live here, median age 48.

Net-net, 16639 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 16639 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Because one deterministic model scores every ZIP, 16639's 29/100 can be lined up against any neighbor in Cambria County, Pennsylvania or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 16639 reflects the current record instead of a stale or modeled snapshot.

The 29/100 figure for 16639 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 16639 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.