ZIP 15737 Foreclosure, Tax-Lien & Distress Report

ZIP code 15737 in Cambria County, Pennsylvania carries a composite property-distress score of 29/100 — a low reading on DLRadar's deterministic public-record index. Property-level stress concentrates in structural risk (64/100), institutional ownership (53/100), construction/permit lag (52/100). Environmental exposure also runs high (flood (NFIP) exposure (77/100), climate & FEMA risk (75/100), FEMA disaster exposure (66/100)). Latent structural risk is 64/100 while live distress already moving reads 0/100.

The market reads expansion — home values rose 5.0% year on year, 1.2% off the recent peak, at 39/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The poverty rate is 24.5% — high, a tax-stress and distress correlate. Around 100% of renters are cost-burdened. 110 residents call 15737 home, typically aged 53. The demographic-stress sub-score lands at 46/100. 94% of housing is owner-occupied. About 3% have a four-year degree. There are about 71 housing units across 15737. The typical home is worth about $71,500. The vacancy rate is 15.0% — elevated.

On the whole, 15737 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 15737 at the moment; the composite and its components are still built from verifiable public records.

Whether 15737 runs hot or quiet, its 29/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 15737 can be compared directly against any other ZIP in Cambria County, Pennsylvania or nationwide. The score is rebuilt from public data as it updates, so 15737 reflects the current record instead of a stale or modeled snapshot.

Behind 15737's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 15737 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.