ZIP 15904 Foreclosure, Tax-Lien & Distress Report
Cambria County, Pennsylvania · Affordable market
DLRadar grades ZIP 15904 (Cambria County, Pennsylvania) at a low 29/100 for overall property distress. It additionally carries heavy environmental risk: flood (NFIP) exposure (77/100), climate & FEMA risk (75/100), FEMA disaster exposure (65/100). On the structural side it scores 64/100, with 7/100 of stress already active. Leading the profile are structural risk (64/100), institutional ownership (52/100), construction/permit lag (52/100). By contrast, mortgage stress (23/100) register low.
The market reads expansion — home values rose 5.0% year on year, 1.2% off the recent peak, and 24% higher over three years (phase confidence 39/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
On demographic stress specifically, 15904 scores 28/100. About 16,283 people live here, median age 45. At $65,122, median income runs below typical U.S. levels. A median home runs $176,200 here, or 2.6 times local income. The poverty rate is 11.1%. The tenure split is 73% owner-occupied to 27% rented. Around 49% of renters are cost-burdened. Vacancy runs 8.1%. Around 32% of adults hold a bachelor's degree or higher. There are about 7,290 housing units across 15904.
On balance 15904 is mixed, rewarding parcel-by-parcel screening over broad assumptions. 15904 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
Whether 15904 runs hot or quiet, its 29/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 15904 can be compared directly against any other ZIP in Cambria County, Pennsylvania or nationwide. The score is rebuilt from public data as it updates, so 15904 reflects the current record instead of a stale or modeled snapshot.
The 29/100 figure for 15904 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 15904 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
Signal-by-signal read on 15904
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
15904 at a glance
The live 15904 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Adjacent Cambria County ZIP reports
More distress data near 15904
Further distress data across Cambria County, Pennsylvania at ZIP, county and state level.
Open the complete 15904 acquisition file
See who owns each distressed property in 15904, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.
Rules-based scoring — each signal ties to a public dataset · methodology