ZIP 15904 Property Distress & Foreclosure Data

Composite property distress in 15904 (Cambria County, Pennsylvania) lands at 42/100 — moderate on DLRadar's public-record scoring. Climate and flood risk are elevated too — flood (NFIP) exposure (78/100), climate & FEMA risk (75/100), FEMA disaster exposure (73/100). On the structural side it scores 67/100, with 7/100 of stress already active. The sharpest non-environmental signals are structural risk (67/100), institutional ownership (57/100), construction/permit lag (55/100). price dislocation (25/100) and mortgage stress (23/100) stay muted.

Prices here sit in a peak phase: values rose 3.1% over the trailing year, 6.2% off the recent peak, and 24% higher over three years (phase confidence 55/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

DLRadar's demographic-stress index for the area reads 28/100. 16,283 residents call 15904 home, typically aged 45. Median household income is $65,122, below the U.S. median near $78,000. Home values center near $176,200, an affordability ratio of 2.6× — accessible. 11.1% of residents fall below the poverty threshold. Owners hold 73% of homes, renters 27%. Around 49% of renters are cost-burdened. The vacancy rate is 8.1%. Educational attainment sits at 32% bachelor's-or-above. The ZIP holds roughly 7,290 housing units.

Overall, 15904 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.