ZIP 15909 Property Distress & Foreclosure Data

Composite property distress in 15909 (Cambria County, Pennsylvania) lands at 42/100 — moderate on DLRadar's public-record scoring. Structural risk reads 67/100 against active distress of 7/100. The sharpest non-environmental signals are structural risk (67/100), institutional ownership (57/100), construction/permit lag (55/100). On the quiet end sit price dislocation (25/100) and mortgage stress (23/100). Environmental exposure also runs high (flood (NFIP) exposure (78/100), climate & FEMA risk (75/100), FEMA disaster exposure (73/100)).

The peak-phase market in 15909 posted values that rose 3.1% over the year, 6.2% off the recent peak, and 11% higher over three years, at 55/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

82% of housing is owner-occupied. There are about 2,370 housing units across 15909. The demographic-stress sub-score lands at 24/100. The poverty rate is 15.7%. Population is roughly 4,850 with a median age of 48. Vacancy runs 15.8%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 25% of tenant households. Around 16% of adults hold a bachelor's degree or higher. The typical home is worth about $110,200 (1.8× income, relatively affordable). At $59,226, median income runs below typical U.S. levels.

On the whole, 15909 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.