ZIP 15921 Property Distress & Foreclosure Data

DLRadar grades ZIP 15921 (Cambria County, Pennsylvania) at a moderate 42/100 for overall property distress. Structural exposure scores 67 and live distress 7 on the 0–100 scale. Environmental exposure also runs high (flood (NFIP) exposure (78/100), climate & FEMA risk (75/100), FEMA disaster exposure (73/100)). Property-level stress concentrates in structural risk (67/100), institutional ownership (57/100), construction/permit lag (55/100). On the quiet end sit price dislocation (25/100) and mortgage stress (23/100).

The peak-phase market in 15921 posted values that rose 3.1% over the year, 6.2% off the recent peak, at 55/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

67% of housing is owner-occupied. Around 12% of adults hold a bachelor's degree or higher. Population is roughly 267 with a median age of 55. The demographic-stress sub-score lands at 26/100. Vacancy runs 31.5%, above the national norm and a classic distress-and-opportunity signal. The poverty rate is 3.0% — low. There are about 174 housing units across 15921. Rent burden reaches 47% of tenant households. The typical home is worth about $54,400 (1.1× income, relatively affordable). At $50,917, median income runs below typical U.S. levels.

On the whole, 15921 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.