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County and ZIP distress scoring, market phase, and the deals that surfaced today.

ZIP 15955 Foreclosure, Tax-Lien & Distress Report

Cambria County, Pennsylvania · Affordable market

On DLRadar's 0-100 public-record scale, ZIP 15955 in Cambria County, Pennsylvania comes in at 29, a low composite-distress reading. The pressure is most legible in structural risk (64/100), institutional ownership (52/100), construction/permit lag (52/100). By contrast, mortgage stress (23/100) register low. Structural risk reads 64/100 against active distress of 7/100. It additionally carries heavy environmental risk: flood (NFIP) exposure (77/100), climate & FEMA risk (75/100), FEMA disaster exposure (65/100).

Prices here sit in a expansion phase: values rose 5.0% over the trailing year, 1.2% off the recent peak (phase confidence 39/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Roughly 9.8% live below the poverty line. The tenure split is 93% owner-occupied to 7% rented. The vacancy rate is 8.4%. There are about 1,096 housing units across 15955. The demographic-stress sub-score lands at 23/100. About 22% have a four-year degree. Households earn a median $69,125 — near the roughly $78,000 national figure. The typical home is worth about $111,800 (1.8× income, relatively affordable). Rent burden reaches 39% of tenant households. About 2,241 people live here, median age 48.

On balance 15955 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The number is not local guesswork: 15955's 29/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed on ingest; 15955 shows blanks, not estimates, wherever the record is sparse.

The 29/100 figure for 15955 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 15955 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

29/100
Composite stress
64/100
Structural risk
7/100
Distress activity

Distress signal breakdown — ZIP 15955

Foreclosure activity0
Mortgage stress23
Climate / FEMA risk75
15955 carries 9 additional scored dimensions

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.

ZIP 15955 Stress Report snapshot

Current distress, phase, housing and lender-pressure figures for 15955, drawn from the same report attached to each property.

Loading ZIP 15955 stress data…

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Open 15955 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and funding and closing in a single click. Updated continuously across the country.

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