ZIP 16636 Foreclosure, Tax-Lien & Distress Report
Cambria County, Pennsylvania · Affordable market
ZIP 16636's composite property-distress score is 27/100 - DLRadar classes that as low for Cambria County, Pennsylvania. Structural risk reads 61/100 against active distress of 7/100. The pressure is most legible in structural risk (61/100), institutional ownership (47/100), construction/permit lag (46/100). By contrast, mortgage stress (22/100) register low. Climate and flood risk are elevated too — flood (NFIP) exposure (76/100), climate & FEMA risk (75/100).
Prices here sit in a expansion phase: values rose 5.1% over the trailing year, 1.1% off the recent peak, at 39/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.
The typical home is worth about $172,300 (1.8× income, relatively affordable). The poverty rate is 3.7% — low. 1,006 residents call 16636 home, typically aged 37. Owners hold 94% of homes, renters 6%. Around 26% of adults hold a bachelor's degree or higher. Vacancy runs 11.3%, above the national norm and a classic distress-and-opportunity signal. There are about 330 housing units across 16636. Around 0% of renters are cost-burdened. On demographic stress specifically, 16636 scores 17/100. Households earn a median $88,561 — above the roughly $78,000 national figure.
On balance 16636 is mixed, rewarding parcel-by-parcel screening over broad assumptions. While 16636 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Whether 16636 runs hot or quiet, its 27/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 16636 can be compared directly against any other ZIP in Cambria County, Pennsylvania or nationwide. Every figure is auditable to a public dataset and refreshed as records update; 16636 shows blanks, not estimates, wherever the record is sparse.
The 27/100 for 16636 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 16636 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
What is driving ZIP 16636’s distress
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
The 16636 distress snapshot
Current distress, phase, housing and lender-pressure figures for 16636, drawn from the same report attached to each property.
Cambria County ZIPs near 16636
Nearest ZIP codes to 16636
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring Pennsylvania distress
Other reports tied to Cambria County, Pennsylvania — ZIP, county and statewide.
Open the complete 16636 acquisition file
Every distressed parcel in 16636 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
No modelling: every input is a public record · methodology