ZIP 16636 Property Distress & Foreclosure Data

In Cambria County, Pennsylvania, ZIP 16636 scores 41 of 100 for composite distress, a moderate level on DLRadar's public-record index. Structural exposure scores 66 and live distress 7 on the 0–100 scale. Its standout signals are structural risk (66/100), institutional ownership (55/100), construction/permit lag (55/100). price dislocation (25/100) and mortgage stress (22/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (77/100), climate & FEMA risk (75/100), FEMA disaster exposure (69/100).

Prices here sit in a peak phase: values rose 2.9% over the trailing year, 5.9% off the recent peak, at 55/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Home values center near $172,300, an affordability ratio of 1.8× — accessible. 3.7% of residents fall below the poverty threshold. 1,006 residents call 16636 home, typically aged 37. Owners hold 94% of homes, renters 6%. Educational attainment sits at 26% bachelor's-or-above. Vacancy runs 11.3%, above the national norm and a classic distress-and-opportunity signal. There are about 330 housing units across 16636. Rent burden reaches 0% of tenant households. DLRadar's demographic-stress index for the area reads 17/100. Median household income is $88,561, above the U.S. median near $78,000.

Overall, 16636 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.