ZIP 15905 Foreclosure, Tax-Lien & Distress Report
Cambria County, Pennsylvania · High Vacancy market
In Cambria County, Pennsylvania, ZIP 15905 scores 25 of 100 for composite distress, a low level on DLRadar's distress index. It additionally carries heavy environmental risk: flood (NFIP) exposure (78/100), climate & FEMA risk (70/100). The most distinctive pressure shows up in structural risk (55/100), construction/permit lag (41/100), institutional ownership (40/100). mortgage stress (18/100) stay muted. On the structural side it scores 55/100, with 5/100 of stress already active.
The market reads peak — home values rose 4.7% year on year, and 29% higher over three years (phase confidence 35/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
76% of housing is owner-occupied. Median household income is $70,620, near the U.S. median near $78,000. The typical home is worth about $123,700 (1.7× income, relatively affordable). The ZIP holds roughly 9,929 housing units. About 19,722 people live here, median age 47. The demographic-stress sub-score lands at 23/100. The vacancy rate is 12.8% — elevated. Roughly 10.2% live below the poverty line. Around 33% of renters are cost-burdened. Educational attainment sits at 35% bachelor's-or-above.
Net-net, 15905 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 15905 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
Whether 15905 runs hot or quiet, its 25/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 15905 can be compared directly against any other ZIP in Cambria County, Pennsylvania or nationwide. 15905 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
Each component behind 15905 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 25/100 roll-up. For a buyer, 15905 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
ZIP 15905 distress signals, scored
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
The 15905 distress snapshot
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
More ZIPs across Cambria County
Nearest ZIP codes to 15905
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 15905
Keep going: ZIP, county and state distress coverage for Cambria County, Pennsylvania.
Get the full acquisition report for 15905
Every distressed parcel in 15905 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
Rules-based scoring — each signal ties to a public dataset · methodology