ZIP 15937 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 15937 (Somerset County, Pennsylvania) lands at 19/100 — low on DLRadar's public-record scoring. Environmental exposure also runs high (flood (NFIP) exposure (81/100), climate & FEMA risk (64/100)). On the structural side it scores 44/100, with 3/100 of stress already active. Property-level stress concentrates in structural risk (44/100), construction/permit lag (37/100), institutional ownership (18/100). By contrast, institutional ownership (18/100) and mortgage stress (11/100) register low.

The peak-phase market in 15937 posted values that rose 4.2% over the year, at 28/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $58,767, median income runs below typical U.S. levels. The tenure split is 93% owner-occupied to 7% rented. Rent burden reaches 0% of tenant households. The demographic-stress sub-score lands at 14/100. There are about 354 housing units across 15937. Around 27% of adults hold a bachelor's degree or higher. 601 residents call 15937 home, typically aged 54. Vacancy runs 20.9%, above the national norm and a classic distress-and-opportunity signal. The poverty rate is 0.0% — low. The typical home is worth about $188,100.

On the whole, 15937 leans distressed, with opportunity clustered in specific stressed parcels. 15937 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 15937 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 19/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 15937 shows as blanks, never estimates, and the score updates on every fresh public filing.

Each component behind 15937 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 19/100 roll-up. For an operator, 15937 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.