ZIP 15953 Property Distress & Foreclosure Data

DLRadar grades ZIP 15953 (Somerset County, Pennsylvania) at a low 21/100 for overall property distress. Property-level stress concentrates in construction/permit lag (53/100), structural risk (48/100), institutional ownership (18/100). By contrast, institutional ownership (18/100) and mortgage stress (11/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (81/100), climate & FEMA risk (64/100). The latent-versus-live split is 48/100 structural and 3/100 already moving.

The market reads expansion — home values rose 5.5% year on year (phase confidence 32/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 131 people live here, median age 42. About 12% have a four-year degree. Roughly 0.0% live below the poverty line, a low share typical of higher-equity areas. The ZIP holds roughly 58 housing units. The tenure split is 100% owner-occupied to 0% rented. Households earn a median $37,277 — below the roughly $78,000 national figure. A median home runs $95,300 here, or 2.5 times local income. On demographic stress specifically, 15953 scores 20/100. The vacancy rate is 0.0%.

Net-net, 15953 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.