ZIP 15936 Foreclosure, Tax-Lien & Distress Report
Somerset County, Pennsylvania · High Vacancy market
ZIP code 15936 in Somerset County, Pennsylvania carries a composite property-distress score of 19/100 — a low reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: flood (NFIP) exposure (81/100), climate & FEMA risk (64/100). Its standout signals are structural risk (44/100), construction/permit lag (37/100), institutional ownership (18/100). institutional ownership (18/100) and mortgage stress (11/100) stay muted. The latent-versus-live split is 44/100 structural and 3/100 already moving.
The peak-phase market in 15936 posted values that rose 4.2% over the year (phase confidence 28/100). Topping markets hide individual distress behind strong averages.
About 1,353 people live here, median age 57. The vacancy rate is 13.3% — elevated. Home values center near $115,600, an affordability ratio of 1.8× — accessible. Owners hold 90% of homes, renters 10%. The ZIP holds roughly 810 housing units. The demographic-stress sub-score lands at 23/100. The poverty rate is 12.6%. At $57,917, median income runs below typical U.S. levels. Around 27% of renters are cost-burdened. Around 11% of adults hold a bachelor's degree or higher.
Net-net, 15936 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 15936 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
No ZIP is too small to score: 15936 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 19/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 15936 shows as blanks, never estimates, and the score updates on every fresh public filing.
15936's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 15936 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
ZIP 15936 distress signals, scored
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
15936 at a glance
A live read on 15936: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Adjacent Somerset County ZIP reports
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Deterministic scoring, sourced entirely from public data · methodology