ZIP 15563 Property Distress & Foreclosure Data

Somerset County, Pennsylvania's ZIP 15563 registers 21/100 composite distress, which DLRadar reads as low. Structural risk reads 48/100 against active distress of 3/100. The most distinctive pressure shows up in construction/permit lag (53/100), structural risk (48/100), institutional ownership (18/100). By contrast, institutional ownership (18/100) and mortgage stress (11/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (81/100), climate & FEMA risk (64/100).

The market reads expansion — home values rose 5.5% year on year, and 47% higher over three years, at 32/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 2,598 people live here, median age 49. Households earn a median $59,851 — below the roughly $78,000 national figure. A median home runs $139,600 here, or 2.0 times local income. Roughly 11.0% live below the poverty line. The tenure split is 85% owner-occupied to 15% rented. Vacancy runs 28.8%, above the national norm and a classic distress-and-opportunity signal. There are about 1,587 housing units across 15563. About 18% have a four-year degree. On demographic stress specifically, 15563 scores 27/100. Rent burden reaches 40% of tenant households.

Net-net, 15563 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.