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ZIP 15563 Foreclosure, Tax-Lien & Distress Report

Somerset County, Pennsylvania · High Vacancy market

In Somerset County, Pennsylvania, ZIP 15563 scores 19 of 100 for composite distress, a low level on DLRadar's public-record index. The split runs 44/100 structural to 3/100 active on the ground. Property-level stress concentrates in structural risk (44/100), construction/permit lag (37/100), institutional ownership (18/100). On the quiet end sit institutional ownership (18/100) and mortgage stress (11/100). Environmental exposure also runs high (flood (NFIP) exposure (81/100), climate & FEMA risk (64/100)).

Prices here sit in a peak phase: values rose 4.2% over the trailing year, and 47% higher over three years (phase confidence 28/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

About 2,598 people live here, median age 49. Median household income is $59,851, below the U.S. median near $78,000. A median home runs $139,600 here, or 2.0 times local income. Roughly 11.0% live below the poverty line. Owners hold 85% of homes, renters 15%. Vacancy runs 28.8%, above the national norm and a classic distress-and-opportunity signal. There are about 1,587 housing units across 15563. About 18% have a four-year degree. On demographic stress specifically, 15563 scores 27/100. Around 40% of renters are cost-burdened.

Net-net, 15563 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 15563 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 15563 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 19/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 15563, the field stays empty rather than modeled, and fills in as new documents post.

The 19/100 for 15563 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 15563 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

19/100
Composite stress
44/100
Structural risk
3/100
Distress activity

Distress signal breakdown — ZIP 15563

Foreclosure activity0
Mortgage stress11
Climate / FEMA risk64
+9 more distress dimensions scored for this ZIP

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

The 15563 distress snapshot

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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