ZIP 15555 Foreclosure, Tax-Lien & Distress Report

Somerset County, Pennsylvania's ZIP 15555 registers 19/100 composite distress, which DLRadar reads as low. Climate and flood risk are elevated too — flood (NFIP) exposure (81/100), climate & FEMA risk (64/100). The latent-versus-live split is 44/100 structural and 3/100 already moving. The sharpest non-environmental signals are structural risk (44/100), construction/permit lag (37/100), institutional ownership (18/100). By contrast, institutional ownership (18/100) and mortgage stress (11/100) register low.

The peak-phase market in 15555 posted values that rose 4.2% over the year (phase confidence 28/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Around 11% of adults hold a bachelor's degree or higher. On demographic stress specifically, 15555 scores 21/100. 78 residents call 15555 home, typically aged 48. The tenure split is 100% owner-occupied to 0% rented. Vacancy runs 47.3%, above the national norm and a classic distress-and-opportunity signal. There are about 65 housing units across 15555. The typical home is worth about $95,000 (1.1× income, relatively affordable). 6.4% of residents fall below the poverty threshold. Median household income is $73,750, near the U.S. median near $78,000.

On the whole, 15555 leans distressed, with opportunity clustered in specific stressed parcels. 15555 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The number is not local guesswork: 15555's 19/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 15555 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 19/100 figure for 15555 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 15555 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.