ZIP 15565 Foreclosure, Tax-Lien & Distress Report
Somerset County, Pennsylvania · Distress market
Composite property distress in 15565 (Somerset County, Pennsylvania) lands at 19/100 — low on DLRadar's public-record scoring. Latent structural risk is 44/100 while live distress already moving reads 3/100. It additionally carries heavy environmental risk: flood (NFIP) exposure (81/100), climate & FEMA risk (64/100). Property-level stress concentrates in structural risk (44/100), construction/permit lag (37/100), institutional ownership (18/100). By contrast, institutional ownership (18/100) and mortgage stress (11/100) register low.
The peak-phase market in 15565 posted values that rose 4.2% over the year (phase confidence 28/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
Vacancy runs 0.0%. Roughly 0.0% live below the poverty line, a low share typical of higher-equity areas. Home values center near $225,000. Educational attainment sits at 20% bachelor's-or-above. There are about 18 housing units across 15565. 100% of housing is owner-occupied. About 15 people live here, median age 50. On demographic stress specifically, 15565 scores 15/100.
Overall 15565 looks resilient on the surface, so the edge is isolating individual stressed parcels. While 15565 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
No ZIP is too small to score: 15565 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 19/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 15565, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
The 19/100 figure for 15565 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 15565 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
Signal-by-signal read on 15565
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
The 15565 distress snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 15565, the same set carried on every parcel.
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Each signal above is traceable to an open dataset · methodology