ZIP 15540 Property Distress & Foreclosure Data

Somerset County, Pennsylvania's ZIP 15540 registers 21/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in construction/permit lag (53/100), structural risk (48/100), institutional ownership (18/100). On the quiet end sit institutional ownership (18/100) and mortgage stress (11/100). On the structural side it scores 48/100, with 3/100 of stress already active. Environmental exposure also runs high (flood (NFIP) exposure (81/100), climate & FEMA risk (64/100)).

The expansion-phase market in 15540 posted values that rose 5.5% over the year (phase confidence 32/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The poverty rate is 8.4%. The vacancy rate is 54.2% — elevated. At $69,009, median income runs near typical U.S. levels. Around 0% of renters are cost-burdened. The demographic-stress sub-score lands at 25/100. Around 14% of adults hold a bachelor's degree or higher. The ZIP holds roughly 343 housing units. The typical home is worth about $206,800 (2.6× income, relatively affordable). 88% of housing is owner-occupied. Population is roughly 367 with a median age of 53.

On the whole, 15540 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.