ZIP 15544 Foreclosure, Tax-Lien & Distress Report

Somerset County, Pennsylvania's ZIP 15544 registers 19/100 composite distress, which DLRadar reads as low. The sharpest non-environmental signals are structural risk (44/100), construction/permit lag (37/100), institutional ownership (18/100). institutional ownership (18/100) and mortgage stress (11/100) stay muted. Latent structural risk is 44/100 while live distress already moving reads 3/100. Climate and flood risk are elevated too — flood (NFIP) exposure (81/100), climate & FEMA risk (64/100).

The market reads peak — home values rose 4.2% year on year (phase confidence 28/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Households earn a median $86,940 — near the roughly $78,000 national figure. 6.5% of residents fall below the poverty threshold. Around 20% of adults hold a bachelor's degree or higher. Home values center near $111,000, an affordability ratio of 1.3× — accessible. DLRadar's demographic-stress index for the area reads 15/100. 88% of housing is owner-occupied. 382 residents call 15544 home, typically aged 50. The vacancy rate is 0.0%. Rent burden reaches 0% of tenant households. The ZIP holds roughly 105 housing units.

On balance, 15544 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Parcel-level detail for 15544 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The number is not local guesswork: 15544's 19/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed on ingest; 15544 shows blanks, not estimates, wherever the record is sparse.

Each component behind 15544 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 19/100 roll-up. Treat 15544 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.