ZIP 15544 Property Distress & Foreclosure Data

Composite property distress in 15544 (Somerset County, Pennsylvania) lands at 21/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (53/100), structural risk (48/100), institutional ownership (18/100). institutional ownership (18/100) and mortgage stress (11/100) stay muted. On the structural side it scores 48/100, with 3/100 of stress already active. Climate and flood risk are elevated too — flood (NFIP) exposure (81/100), climate & FEMA risk (64/100).

Prices here sit in a expansion phase: values rose 5.5% over the trailing year (phase confidence 32/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Median household income is $86,940, near the U.S. median near $78,000. 6.5% of residents fall below the poverty threshold. Educational attainment sits at 20% bachelor's-or-above. Home values center near $111,000, an affordability ratio of 1.3× — accessible. DLRadar's demographic-stress index for the area reads 15/100. Owners hold 88% of homes, renters 12%. 382 residents call 15544 home, typically aged 50. The vacancy rate is 0.0%. Around 0% of renters are cost-burdened. The ZIP holds roughly 105 housing units.

On balance, 15544 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.