ZIP 15560 Property Distress & Foreclosure Data

In Somerset County, Pennsylvania, ZIP 15560 scores 21 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (53/100), structural risk (48/100), institutional ownership (18/100). By contrast, institutional ownership (18/100) and mortgage stress (11/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (81/100), climate & FEMA risk (64/100). The latent-versus-live split is 48/100 structural and 3/100 already moving.

The market reads expansion — home values rose 5.5% year on year (phase confidence 32/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The tenure split is 93% owner-occupied to 7% rented. The ZIP holds roughly 64 housing units. The vacancy rate is 16.7% — elevated. Around 25% of renters are cost-burdened. Households earn a median $38,750 — below the roughly $78,000 national figure. About 11% have a four-year degree. Roughly 10.7% live below the poverty line. About 140 people live here, median age 41. On demographic stress specifically, 15560 scores 25/100. A median home runs $120,800 here, or 2.4 times local income.

Net-net, 15560 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.