Somerset County, PA: Foreclosures, Tax Liens & Distressed Properties
Somerset County, PA, Pennsylvania: 41 ZIP codes scored, Somerset County, PA averaging 20/100 (low, Somerset, PA), from 19 to 28. Somerset County, PA is in its peak phase (Somerset, PA confidence 28/100): Somerset, PA home prices up 4.2% (Somerset, PA) over twelve months. Somerset County, PA lender headwind: 77/100.
Highest-scoring Somerset County, PA ZIPs: 15904 (28/100), 15905 (24/100), 15622 (23/100), 15424 (21/100), 15531 (21/100), 15963 (21/100). Also scored in Somerset County, PA: 15501, 15411, 15502, 15510, 15520, 15530, 15532, 15534, 15538, 15540.
Across Somerset County, PA's scored ZIPs: median home value $157,583, household income $63,000, 21.9% vacancy, 9.0% poverty, 85% owner-occupied, median age 47.7.
Somerset County, PA insurance distress 27/100 (#1,696 in the US); FEMA hazard 0/100 for Somerset, PA; 25 Somerset, PA NFIP flood claims, $320K paid; Somerset, PA construction distress 38/100.
7 banks with 23 branches lend in Somerset County, PA; Somerset, PA weighted bank stress 70/100, highest 96/100 in Somerset, PA.
Somerset County, PA unemployment 4.2% (Somerset, PA -1.2 pts, six months); 67 new housing units permitted in Somerset County, PA over twelve months, Somerset, PA up 14% from 59; Somerset, PA home prices +5.8% a year (Somerset, PA) over three years.
37,863 housing units in Somerset County, PA; 5,736 Somerset, PA renter households; 36% of Somerset, PA renters spend 30%+ of income on rent, 16% (Somerset, PA) half or more.
Somerset County, PA ranks #1,326 nationally on the opportunity index (Somerset, PA, among all ranked counties); Somerset, PA scores 30.0/100 and Somerset, PA sits #18 inside Pennsylvania. Somerset, PA is in the early_signal opportunity phase; Somerset, PA's primary driver is vacancy, Somerset, PA second driver bank institutional; Somerset, PA moved down 20 places. 8 short-sale listings across Somerset, PA; 49 days on market observed in Somerset, PA; 17.4% vacancy over 41 Somerset, PA ZIPs.
No CFPB county sample covers Somerset County, PA. The non-metro area reading for Somerset, PA: 1.6% ninety-plus days late; Somerset, PA's thirty-to-eighty-nine share is 2.1% (Somerset, PA, December 2025 data); Pennsylvania overall 1.0%.
Somerset County, PA has 6 watched banks; 6 Somerset, PA banks sit in an elevated band. Somerset, PA footprints: Somerset Trust Co (10 branches, stress 74) in Somerset, PA; Ameriserv Financial Bank (4 branches, stress 73) in Somerset, PA; First Nb Of Pennsylvania (3 branches, stress 55) in Somerset, PA.
HUD lists 2 assisted multifamily properties in Somerset County, PA with 119 units; 119 Somerset, PA units are assisted, 1 Somerset, PA properties under project-based Section 8.
8,519 of the 37,863 housing units in Somerset, PA sit vacant. Somerset County, PA permitted 0 multifamily units in twelve months; Somerset, PA's one-to-four unit structures added 67 units in Somerset County, PA.