ZIP 15963 Property Distress & Foreclosure Data

Composite property distress in 15963 (Somerset County, Pennsylvania) lands at 23/100 — low on DLRadar's public-record scoring. Environmental exposure also runs high (flood (NFIP) exposure (80/100), climate & FEMA risk (67/100)). The sharpest non-environmental signals are construction/permit lag (53/100), structural risk (53/100), institutional ownership (28/100). On the quiet end sit institutional ownership (28/100) and mortgage stress (14/100). Structural risk reads 53/100 against active distress of 4/100.

The peak-phase market in 15963 posted values that rose 4.9% over the year, 1.6% off the recent peak, and 25% higher over three years, at 38/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The typical home is worth about $135,700 (2.0× income, relatively affordable). Vacancy runs 15.0%, above the national norm and a classic distress-and-opportunity signal. Population is roughly 10,383 with a median age of 45. Rent burden reaches 36% of tenant households. At $59,256, median income runs below typical U.S. levels. Around 21% of adults hold a bachelor's degree or higher. 81% of housing is owner-occupied. The poverty rate is 10.5%. There are about 4,907 housing units across 15963. The demographic-stress sub-score lands at 25/100.

On the whole, 15963 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.