ZIP 15531 Property Distress & Foreclosure Data

Somerset County, Pennsylvania's ZIP 15531 registers 21/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in construction/permit lag (53/100), structural risk (49/100), institutional ownership (19/100). On the quiet end sit institutional ownership (19/100) and mortgage stress (10/100). Environmental exposure also runs high (flood (NFIP) exposure (82/100), climate & FEMA risk (67/100)). The latent-versus-live split is 49/100 structural and 3/100 already moving.

The expansion-phase market in 15531 posted values that rose 5.4% over the year, and 37% higher over three years (phase confidence 32/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Around 16% of renters are cost-burdened. The ZIP holds roughly 1,864 housing units. Around 17% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 25/100. At $52,955, median income runs below typical U.S. levels. The typical home is worth about $137,500 (2.3× income, relatively affordable). Population is roughly 3,625 with a median age of 48. 78% of housing is owner-occupied. The poverty rate is 14.9%. The vacancy rate is 14.6% — elevated.

On the whole, 15531 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.