ZIP 15531 Foreclosure, Tax-Lien & Distress Report
Somerset County, Pennsylvania · High Vacancy market
DLRadar grades ZIP 15531 (Somerset County, Pennsylvania) at a low 21/100 for overall property distress. Its standout signals are construction/permit lag (51/100), structural risk (49/100), institutional ownership (18/100). institutional ownership (18/100) and mortgage stress (10/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (81/100), climate & FEMA risk (67/100). The split runs 49/100 structural to 3/100 active on the ground.
The peak-phase market in 15531 posted values that rose 4.0% over the year, and 37% higher over three years, at 28/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
Rent burden reaches 16% of tenant households. There are about 1,864 housing units across 15531. Educational attainment sits at 17% bachelor's-or-above. The demographic-stress sub-score lands at 25/100. Households earn a median $52,955 — below the roughly $78,000 national figure. A median home runs $137,500 here, or 2.3 times local income. 3,625 residents call 15531 home, typically aged 48. Owners hold 78% of homes, renters 22%. 14.9% of residents fall below the poverty threshold. Vacancy runs 14.6%, above the national norm and a classic distress-and-opportunity signal.
Net-net, 15531 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 15531 at the moment; the composite and its components are still built from verifiable records.
The 15531 read uses the identical scoring model applied coast to coast, which means its 21/100 score means exactly what it means anywhere else, and 15531 stays directly comparable to neighboring ZIPs and the rest of Somerset County, Pennsylvania. Where the record is thin for 15531, the field stays empty rather than modeled, and fills in as new documents post.
15531's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 15531 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
What is driving ZIP 15531’s distress
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
ZIP 15531 Stress Report snapshot
The live 15531 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Other Somerset County ZIP codes
Nearest ZIP codes to 15531
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 15531
Other reports tied to Somerset County, Pennsylvania — ZIP, county and statewide.
Open the complete 15531 acquisition file
Get every distressed property in 15531 with owner, address, APN, per-property distress score, bank exposure, exit-velocity read and a one-click path to owner and lender records. Nationwide, refreshed continuously.
Each signal above is traceable to an open dataset · methodology