ZIP 15542 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 15542 in Somerset County, Pennsylvania comes in at 19, a low composite-distress reading. The pressure is most legible in structural risk (44/100), construction/permit lag (37/100), institutional ownership (18/100). On the quiet end sit institutional ownership (18/100) and mortgage stress (11/100). On the structural side it scores 44/100, with 3/100 of stress already active. It additionally carries heavy environmental risk: flood (NFIP) exposure (81/100), climate & FEMA risk (64/100).

Prices here sit in a peak phase: values rose 4.2% over the trailing year, at 28/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $51,827, median income runs below typical U.S. levels. Roughly 12.9% live below the poverty line. The vacancy rate is 14.2% — elevated. The ZIP holds roughly 503 housing units. Around 31% of renters are cost-burdened. About 10% have a four-year degree. Home values center near $105,800, an affordability ratio of 2.0× — accessible. On demographic stress specifically, 15542 scores 25/100. Population is roughly 1,096 with a median age of 49. Owners hold 91% of homes, renters 9%.

Net-net, 15542 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 15542 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The number is not local guesswork: 15542's 19/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 15542 reflects the current record instead of a stale or modeled snapshot.

The 19/100 for 15542 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 15542 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.