ZIP 15542 Property Distress & Foreclosure Data

In Somerset County, Pennsylvania, ZIP 15542 scores 21 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (53/100), structural risk (48/100), institutional ownership (18/100). By contrast, institutional ownership (18/100) and mortgage stress (11/100) register low. The latent-versus-live split is 48/100 structural and 3/100 already moving. It additionally carries heavy environmental risk: flood (NFIP) exposure (81/100), climate & FEMA risk (64/100).

The market reads expansion — home values rose 5.5% year on year (phase confidence 32/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Households earn a median $51,827 — below the roughly $78,000 national figure. Roughly 12.9% live below the poverty line. The vacancy rate is 14.2% — elevated. The ZIP holds roughly 503 housing units. Around 31% of renters are cost-burdened. About 10% have a four-year degree. A median home runs $105,800 here, or 2.0 times local income. On demographic stress specifically, 15542 scores 25/100. About 1,096 people live here, median age 49. The tenure split is 91% owner-occupied to 9% rented.

Net-net, 15542 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.