ZIP 15557 Property Distress & Foreclosure Data

DLRadar grades ZIP 15557 (Somerset County, Pennsylvania) at a low 21/100 for overall property distress. Property-level stress concentrates in construction/permit lag (53/100), structural risk (48/100), institutional ownership (18/100). By contrast, institutional ownership (18/100) and mortgage stress (11/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (81/100), climate & FEMA risk (64/100). The latent-versus-live split is 48/100 structural and 3/100 already moving.

The market reads expansion — home values rose 5.5% year on year, and 16% higher over three years (phase confidence 32/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Households earn a median $59,833 — below the roughly $78,000 national figure. The tenure split is 82% owner-occupied to 18% rented. Around 22% of renters are cost-burdened. About 18% have a four-year degree. On demographic stress specifically, 15557 scores 25/100. A median home runs $135,500 here, or 2.1 times local income. The ZIP holds roughly 1,984 housing units. About 3,430 people live here, median age 46. Roughly 10.6% live below the poverty line. The vacancy rate is 31.5% — elevated.

Net-net, 15557 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.