ZIP 15501 Foreclosure, Tax-Lien & Distress Report

ZIP code 15501 in Somerset County, Pennsylvania carries a composite property-distress score of 20/100 — a low reading on DLRadar's deterministic public-record index. The latent-versus-live split is 46/100 structural and 3/100 already moving. Leading the profile are structural risk (46/100), construction/permit lag (43/100), institutional ownership (18/100). On the quiet end sit institutional ownership (18/100) and mortgage stress (10/100). Environmental exposure also runs high (flood (NFIP) exposure (81/100), climate & FEMA risk (65/100)).

The market reads peak — home values rose 4.2% year on year, and 45% higher over three years, at 28/100 phase confidence. Topping markets hide individual distress behind strong averages.

16,447 residents call 15501 home, typically aged 47. DLRadar's demographic-stress index for the area reads 30/100. The typical home is worth about $171,100 (2.9× income, relatively affordable). Vacancy runs 13.2%, above the national norm and a classic distress-and-opportunity signal. Around 20% of adults hold a bachelor's degree or higher. The ZIP holds roughly 7,740 housing units. Owners hold 70% of homes, renters 30%. Roughly 13.6% live below the poverty line. Households earn a median $55,797 — below the roughly $78,000 national figure. Around 38% of renters are cost-burdened.

Net-net, 15501 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 15501 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 15501 runs through one identical public-record model, so its 20/100 sits on the same scale as every other ZIP in Somerset County, Pennsylvania and the nation. 15501 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

15501's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 15501 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.