ZIP 15561 Foreclosure, Tax-Lien & Distress Report

In Somerset County, Pennsylvania, ZIP 15561 scores 19 of 100 for composite distress, a low level on DLRadar's distress index. On the structural side it scores 44/100, with 3/100 of stress already active. What sets it apart are the readings on structural risk (44/100), construction/permit lag (36/100), institutional ownership (18/100). By contrast, institutional ownership (18/100) and mortgage stress (11/100) register low. Environmental exposure also runs high (flood (NFIP) exposure (80/100), climate & FEMA risk (64/100)).

Prices here sit in a peak phase: values rose 4.2% over the trailing year, at 28/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Vacancy runs 12.1%, above the national norm and a classic distress-and-opportunity signal. A median home runs $111,300 here, or 2.0 times local income. About 20% have a four-year degree. DLRadar's demographic-stress index for the area reads 18/100. Owners hold 83% of homes, renters 17%. The poverty rate is 0.0% — low. There are about 58 housing units across 15561. Rent burden reaches 0% of tenant households. Population is roughly 179 with a median age of 34. At $56,500, median income runs below typical U.S. levels.

Net-net, 15561 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 15561 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 15561 read uses the identical scoring model applied coast to coast, which means its 19/100 score means exactly what it means anywhere else, and 15561 stays directly comparable to neighboring ZIPs and the rest of Somerset County, Pennsylvania. Nothing here is interpolated — where a source is thin for 15561, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

15561's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 15561 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.