ZIP 15564 Foreclosure, Tax-Lien & Distress Report

ZIP 15564's composite property-distress score is 19/100 - DLRadar classes that as low for Somerset County, Pennsylvania. The pressure is most legible in structural risk (44/100), construction/permit lag (37/100), institutional ownership (18/100). On the quiet end sit institutional ownership (18/100) and mortgage stress (11/100). It additionally carries heavy environmental risk: flood (NFIP) exposure (81/100), climate & FEMA risk (64/100). Latent structural risk is 44/100 while live distress already moving reads 3/100.

The peak-phase market in 15564 posted values that rose 4.2% over the year, at 28/100 phase confidence. Topping markets hide individual distress behind strong averages.

Rent burden reaches 31% of tenant households. Vacancy runs 10.0%. 8.9% of residents fall below the poverty threshold. On demographic stress specifically, 15564 scores 27/100. At $49,375, median income runs below typical U.S. levels. Educational attainment sits at 20% bachelor's-or-above. The typical home is worth about $158,300 (2.3× income, relatively affordable). Owners hold 60% of homes, renters 40%. There are about 46 housing units across 15564. 101 residents call 15564 home, typically aged 43.

Overall, 15564 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Parcel-level detail for 15564 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The 15564 read uses the identical public-record model applied coast to coast, which means its 19/100 score means exactly what it means anywhere else, and 15564 stays directly comparable to neighboring ZIPs and the rest of Somerset County, Pennsylvania. Where the public record is thin for 15564, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 15564 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 19/100 roll-up. The point of the 15564 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.