ZIP 21502 Foreclosure, Tax-Lien & Distress Report

Allegany County, Maryland's ZIP 21502 registers 21/100 composite distress, which DLRadar reads as low. Structural risk reads 50/100 against active distress of 3/100. Its heaviest discrete signals: construction/permit lag (64/100), structural risk (50/100), institutional ownership (20/100). On the quiet end sit institutional ownership (20/100) and mortgage stress (10/100). Climate and flood risk are elevated too — flood (NFIP) exposure (92/100).

The market reads peak — home values rose 1.6% year on year, and 19% higher over three years, at 20/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The tenure split is 70% owner-occupied to 30% rented. The vacancy rate is 14.8% — elevated. Rent burden reaches 39% of tenant households. On demographic stress specifically, 21502 scores 30/100. About 41,810 people live here, median age 43. Roughly 16.1% live below the poverty line. A median home runs $153,700 here, or 2.6 times local income. There are about 19,416 housing units across 21502. Median household income is $58,721, below the U.S. median near $78,000. About 20% have a four-year degree.

On the whole, 21502 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Big metro or rural, 21502 runs through one identical public-record model, so its 21/100 sits on the same scale as every other ZIP in Allegany County, Maryland and the nation. Nothing here is interpolated — where a source is thin for 21502, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 21502's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 21502 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.