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ZIP 21542 Foreclosure, Tax-Lien & Distress Report

Allegany County, Maryland · High Poverty market

On DLRadar's 0-100 public-record scale, ZIP 21542 in Allegany County, Maryland comes in at 21, a low composite-distress reading. On the structural side it scores 50/100, with 0/100 of stress already active. Climate and flood risk are elevated too — flood (NFIP) exposure (92/100). Leading the profile are construction/permit lag (64/100), structural risk (50/100), institutional ownership (20/100). On the quiet end sit institutional ownership (20/100).

Prices here sit in a peak phase: values rose 1.6% over the trailing year (phase confidence 20/100). Topping markets hide individual distress behind strong averages.

Home values center near $103,100. About 161 people live here, median age 26. The vacancy rate is 11.3% — elevated. Roughly 34.2% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The tenure split is 31% owner-occupied to 69% rented. The ZIP holds roughly 40 housing units. DLRadar's demographic-stress index for the area reads 52/100. Educational attainment sits at 0% bachelor's-or-above. Rent burden reaches 70% of tenant households.

Taken together, 21542 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 21542 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Because one deterministic model scores every ZIP, 21542's 21/100 can be lined up against any neighbor in Allegany County, Maryland or any ZIP coast to coast. 21542 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 21/100 figure for 21542 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 21542 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

21/100
Composite stress
50/100
Structural risk
0/100
Distress activity

Distress signal breakdown — ZIP 21542

Foreclosure activity0
Mortgage stress0
Climate / FEMA risk55
21542 carries 9 additional scored dimensions

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

The 21542 distress snapshot

A live read on 21542: distress, market phase, housing and bank pressure — identical to the report behind every parcel.

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Adjacent Allegany County ZIP reports

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Deterministic. Every signal traces to a public dataset · methodology

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