ZIP 21766 Foreclosure, Tax-Lien & Distress Report
Allegany County, Maryland · High Vacancy market
DLRadar grades ZIP 21766 (Allegany County, Maryland) at a low 21/100 for overall property distress. On the structural side it scores 50/100, with 3/100 of stress already active. The most distinctive pressure shows up in construction/permit lag (64/100), structural risk (50/100), institutional ownership (20/100). On the quiet end sit institutional ownership (20/100) and mortgage stress (10/100). It additionally carries heavy environmental risk: flood (NFIP) exposure (92/100).
The market reads peak — home values rose 1.6% year on year, at 20/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Population is roughly 509 with a median age of 60. Roughly 5.1% live below the poverty line, a low share typical of higher-equity areas. Home values center near $221,100, an affordability ratio of 3.5× — accessible. Rent burden reaches 0% of tenant households. The vacancy rate is 44.5% — elevated. The ZIP holds roughly 514 housing units. The tenure split is 77% owner-occupied to 23% rented. The demographic-stress sub-score lands at 28/100. Educational attainment sits at 6% bachelor's-or-above. Median household income is $54,821, below the U.S. median near $78,000.
Net-net, 21766 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 21766 at the moment; the composite and its components are still built from verifiable public records.
The number is not local guesswork: 21766's 21/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 21766 reflects the current record instead of a stale or modeled snapshot.
The 21/100 for 21766 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 21766 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
What is driving ZIP 21766’s distress
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
21766 at a glance
The live 21766 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
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The complete 21766 distress and acquisition report
Pull every distressed parcel in 21766 — owner, address, APN, distress score, lender exposure and exit read — with funding and closing one click away. Nationwide coverage, continuously updated.
Rules-based scoring — each signal ties to a public dataset · methodology