ZIP 21766 Property Distress & Foreclosure Data

In Allegany County, Maryland, ZIP 21766 scores 15 of 100 for composite distress, a low level on DLRadar's public-record index. Structural exposure scores 34 and live distress 3 on the 0–100 scale. Its standout signals are structural risk (34/100), institutional ownership (20/100), mortgage stress (10/100). institutional ownership (20/100) and mortgage stress (10/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (92/100).

Prices here sit in a peak phase: values rose 2.8% over the trailing year, at 32/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

509 residents call 21766 home, typically aged 60. Roughly 5.1% live below the poverty line, a low share typical of higher-equity areas. A median home runs $221,100 here, or 3.5 times local income. Rent burden reaches 0% of tenant households. Vacancy runs 44.5%, above the national norm and a classic distress-and-opportunity signal. There are about 514 housing units across 21766. The tenure split is 77% owner-occupied to 23% rented. On demographic stress specifically, 21766 scores 28/100. About 6% have a four-year degree. Households earn a median $54,821 — below the roughly $78,000 national figure.

Taken together, 21766 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.