ZIP 21529 Foreclosure, Tax-Lien & Distress Report

In Allegany County, Maryland, ZIP 21529 scores 21 of 100 for composite distress, a low level on DLRadar's public-record index. Environmental exposure also runs high (flood (NFIP) exposure (92/100)). Latent structural risk is 50/100 while live distress already moving reads 3/100. The pressure is most legible in construction/permit lag (64/100), structural risk (50/100), institutional ownership (20/100). On the quiet end sit institutional ownership (20/100) and mortgage stress (10/100).

Prices here sit in a peak phase: values rose 1.6% over the trailing year, at 20/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $34,167, below the U.S. median near $78,000. Around 52% of renters are cost-burdened. 17.2% of residents fall below the poverty threshold. The demographic-stress sub-score lands at 37/100. 73% of housing is owner-occupied. 516 residents call 21529 home, typically aged 52. About 3% have a four-year degree. A median home runs $163,300 here, or 4.3 times local income. There are about 318 housing units across 21529. The vacancy rate is 8.6%.

On balance 21529 is mixed, rewarding parcel-by-parcel screening over broad assumptions. While 21529 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 21529 runs hot or quiet, its 21/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 21529 can be compared directly against any other ZIP in Allegany County, Maryland or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 21529 shows blanks, not estimates, wherever the record is sparse.

Behind 21529's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 21529 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.