ZIP 15545 Property Distress & Foreclosure Data

Bedford County, Pennsylvania's ZIP 15545 registers 19/100 composite distress, which DLRadar reads as low. It additionally carries heavy environmental risk: flood (NFIP) exposure (73/100), climate & FEMA risk (66/100). The most distinctive pressure shows up in structural risk (43/100), construction/permit lag (35/100), institutional ownership (17/100). By contrast, institutional ownership (17/100) and mortgage stress (10/100) register low. Structural risk reads 43/100 against active distress of 3/100.

The market reads expansion — home values rose 5.3% year on year, at 37/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 2,673 people live here, median age 49. Vacancy runs 12.8%, above the national norm and a classic distress-and-opportunity signal. Households earn a median $54,015 — below the roughly $78,000 national figure. Rent burden reaches 30% of tenant households. A median home runs $129,600 here, or 2.2 times local income. About 8% have a four-year degree. The tenure split is 80% owner-occupied to 20% rented. There are about 1,247 housing units across 15545. On demographic stress specifically, 15545 scores 26/100. Roughly 9.2% live below the poverty line.

Net-net, 15545 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.