ZIP 15545 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 15545 in Bedford County, Pennsylvania comes in at 19, a low composite-distress reading. Environmental exposure also runs high (flood (NFIP) exposure (73/100), climate & FEMA risk (66/100)). Its standout signals are structural risk (45/100), construction/permit lag (42/100), institutional ownership (17/100). On the quiet end sit institutional ownership (17/100) and mortgage stress (10/100). Structural risk reads 45/100 against active distress of 3/100.

The peak-phase market in 15545 posted values that rose 4.7% over the year, at 37/100 phase confidence. Topping markets hide individual distress behind strong averages.

2,673 residents call 15545 home, typically aged 49. Vacancy runs 12.8%, above the national norm and a classic distress-and-opportunity signal. At $54,015, median income runs below typical U.S. levels. Rent burden reaches 30% of tenant households. Home values center near $129,600, an affordability ratio of 2.2× — accessible. Educational attainment sits at 8% bachelor's-or-above. Owners hold 80% of homes, renters 20%. There are about 1,247 housing units across 15545. DLRadar's demographic-stress index for the area reads 26/100. 9.2% of residents fall below the poverty threshold.

On the whole, 15545 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 15545 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The 15545 read uses the identical public-record model applied coast to coast, which means its 19/100 score means exactly what it means anywhere else, and 15545 stays directly comparable to neighboring ZIPs and the rest of Bedford County, Pennsylvania. Sparse data for 15545 shows as blanks, never estimates, and the score updates on every fresh public filing.

15545's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 15545 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.