ZIP 16664 Foreclosure, Tax-Lien & Distress Report

ZIP code 16664 in Bedford County, Pennsylvania carries a composite property-distress score of 20/100 — a low reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (67/100), flood (NFIP) exposure (67/100). Structurally it carries 45/100, against 3/100 of stress already in motion. The pressure is most legible in construction/permit lag (46/100), structural risk (45/100), institutional ownership (16/100). By contrast, institutional ownership (16/100) and mortgage stress (9/100) register low.

The expansion-phase market in 16664 posted values that rose 5.1% over the year (phase confidence 42/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Households earn a median $75,905 — near the roughly $78,000 national figure. The vacancy rate is 10.7%. Around 15% of renters are cost-burdened. Population is roughly 2,205 with a median age of 34. Around 14% of adults hold a bachelor's degree or higher. The ZIP holds roughly 776 housing units. Roughly 13.6% live below the poverty line. The tenure split is 89% owner-occupied to 11% rented. DLRadar's demographic-stress index for the area reads 24/100. Home values center near $166,100, an affordability ratio of 2.3× — accessible.

On balance 16664 is mixed, rewarding parcel-by-parcel screening over broad assumptions. While 16664 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The number is not local guesswork: 16664's 20/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 16664 reflects the current record instead of a stale or modeled snapshot.

Behind 16664's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 16664 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.