ZIP 16664 Property Distress & Foreclosure Data

DLRadar grades ZIP 16664 (Bedford County, Pennsylvania) at a low 17/100 for overall property distress. It additionally carries heavy environmental risk: flood (NFIP) exposure (68/100), climate & FEMA risk (67/100). The latent-versus-live split is 38/100 structural and 3/100 already moving. Property-level stress concentrates in structural risk (38/100), construction/permit lag (19/100), institutional ownership (16/100). By contrast, institutional ownership (16/100) and mortgage stress (9/100) register low.

The market reads expansion — home values rose 5.1% year on year (phase confidence 41/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Households earn a median $75,905 — near the roughly $78,000 national figure. The vacancy rate is 10.7%. Around 15% of renters are cost-burdened. About 2,205 people live here, median age 34. About 14% have a four-year degree. The ZIP holds roughly 776 housing units. Roughly 13.6% live below the poverty line. The tenure split is 89% owner-occupied to 11% rented. On demographic stress specifically, 16664 scores 24/100. A median home runs $166,100 here, or 2.3 times local income.

Net-net, 16664 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.