ZIP 16695 Property Distress & Foreclosure Data

In Bedford County, Pennsylvania, ZIP 16695 scores 17 of 100 for composite distress, a low level on DLRadar's public-record index. Environmental exposure also runs high (flood (NFIP) exposure (68/100), climate & FEMA risk (67/100)). On the structural side it scores 38/100, with 3/100 of stress already active. Its standout signals are structural risk (38/100), construction/permit lag (19/100), institutional ownership (16/100). On the quiet end sit institutional ownership (16/100) and mortgage stress (9/100).

The expansion-phase market in 16695 posted values that rose 5.1% over the year (phase confidence 41/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

At $75,139, median income runs near typical U.S. levels. Around 33% of renters are cost-burdened. The poverty rate is 19.8% — high, a tax-stress and distress correlate. Around 16% of adults hold a bachelor's degree or higher. 84% of housing is owner-occupied. The vacancy rate is 6.6%. Population is roughly 959 with a median age of 30. The ZIP holds roughly 358 housing units. The demographic-stress sub-score lands at 27/100. The typical home is worth about $170,000 (2.2× income, relatively affordable).

On balance 16695 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.