ZIP 16695 Foreclosure, Tax-Lien & Distress Report
Bedford County, Pennsylvania · Affordable market
ZIP code 16695 in Bedford County, Pennsylvania carries a composite property-distress score of 19/100 — a low reading on DLRadar's deterministic distress index. Climate and flood risk are elevated too — climate & FEMA risk (67/100), flood (NFIP) exposure (65/100). On the structural side it scores 43/100, with 3/100 of stress already active. The most distinctive pressure shows up in structural risk (43/100), construction/permit lag (41/100), institutional ownership (15/100). On the quiet end sit institutional ownership (15/100) and mortgage stress (9/100).
The market reads expansion — home values rose 5.1% year on year, at 42/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.
Households earn a median $75,139 — near the roughly $78,000 national figure. Around 33% of renters are cost-burdened. Roughly 19.8% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Around 16% of adults hold a bachelor's degree or higher. Owners hold 84% of homes, renters 16%. The vacancy rate is 6.6%. 959 residents call 16695 home, typically aged 30. There are about 358 housing units across 16695. On demographic stress specifically, 16695 scores 27/100. A median home runs $170,000 here, or 2.2 times local income.
On balance 16695 is mixed, rewarding parcel-by-parcel screening over broad assumptions. While 16695 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
The number is not local guesswork: 16695's 19/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed as records update; 16695 shows blanks, not estimates, wherever the record is sparse.
The 19/100 for 16695 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 16695 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
Signal-by-signal read on 16695
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
The 16695 distress snapshot
Current distress, phase, housing and lender-pressure figures for 16695, drawn from the same report attached to each property.
Other Bedford County ZIP codes
Nearest ZIP codes to 16695
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 16695
Other reports tied to Bedford County, Pennsylvania — ZIP, county and statewide.
See every distressed parcel in 16695
The full 16695 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
Rules-based scoring — each signal ties to a public dataset · methodology