ZIP 15539 Property Distress & Foreclosure Data
DLRadar grades ZIP 15539 (Bedford County, Pennsylvania) at a low 17/100 for overall property distress. Property-level stress concentrates in structural risk (38/100), construction/permit lag (19/100), institutional ownership (16/100). By contrast, institutional ownership (16/100) and mortgage stress (9/100) register low. The latent-versus-live split is 38/100 structural and 3/100 already moving. It additionally carries heavy environmental risk: flood (NFIP) exposure (68/100), climate & FEMA risk (67/100).
The market reads expansion — home values rose 5.1% year on year (phase confidence 41/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.
Roughly 0.0% live below the poverty line, a low share typical of higher-equity areas. Around 100% of renters are cost-burdened. About 303 people live here, median age 53. The ZIP holds roughly 196 housing units. The vacancy rate is 27.3% — elevated. The tenure split is 89% owner-occupied to 11% rented. On demographic stress specifically, 15539 scores 40/100. A median home runs $135,200 here. About 8% have a four-year degree.
Net-net, 15539 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Distress signal breakdown — ZIP 15539
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
Nearby ZIPs in Bedford County
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Deterministic. Every signal traces to a public dataset · methodology