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ZIP 16659 Foreclosure, Tax-Lien & Distress Report

Bedford County, Pennsylvania · High Vacancy market

ZIP 16659's composite property-distress score is 19/100 - DLRadar classes that as low for Bedford County, Pennsylvania. Climate and flood risk are elevated too — climate & FEMA risk (67/100), flood (NFIP) exposure (65/100). Structural exposure scores 43 and live distress 3 on the 0–100 scale. The pressure is most legible in structural risk (43/100), construction/permit lag (41/100), institutional ownership (15/100). On the quiet end sit institutional ownership (15/100) and mortgage stress (9/100).

The expansion-phase market in 16659 posted values that rose 5.1% over the year (phase confidence 42/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

At $49,485, median income runs below typical U.S. levels. 62% of housing is owner-occupied. Roughly 13.0% live below the poverty line. The vacancy rate is 12.1% — elevated. Around 10% of renters are cost-burdened. 193 residents call 16659 home, typically aged 28. There are about 108 housing units across 16659. On demographic stress specifically, 16659 scores 28/100. Educational attainment sits at 14% bachelor's-or-above. The typical home is worth about $162,500 (3.2× income, relatively affordable).

On the whole, 16659 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 16659 at the moment; the composite and its components are still built from verifiable records.

Because one deterministic model scores every ZIP, 16659's 19/100 can be lined up against any neighbor in Bedford County, Pennsylvania or any ZIP coast to coast. 16659 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Each component behind 16659 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 19/100 roll-up. For an operator, 16659 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

19/100
Composite stress
43/100
Structural risk
3/100
Distress activity

Signal-by-signal read on 16659

Foreclosure activity0
Mortgage stress9
Climate / FEMA risk67
9 further distress layers are graded for 16659

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.

16659 at a glance

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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Deterministic scoring, sourced entirely from public data · methodology

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