Bedford County, PA: Foreclosures, Tax Liens & Distressed Properties

For Bedford County, Pennsylvania, DLRadar turns county and parcel public records into a single distress score per ZIP. The county spans 29 scored ZIP codes, averaging 20/100 composite distress. ZIP-level distress ranges from 27/100 at the top down to 18/100. County-level credit and bank headwind reads 61/100 — elevated, a sign of lender stress locally.

In its expansion phase, Bedford County home prices rose 5.1% across the last year (phase confidence 42/100). Even as prices climb, pockets of distress persist where the composite stays elevated.

At +5.1% YoY (42/100 confidence), liquidity improves for clean exits where the scoring still flags pressure. Bank stress at 61/100 is a buyer tailwind: short sales and foreclosures accelerate.

Top distress by ZIP runs 15946 (27/100), 16662 (23/100), 16625 (22/100), 16673 (22/100), 15521 (20/100), 15522 (20/100), listed with every scored ZIP below. Also scored across the county: 15534, 15535, 15537, 15539, 15550, 15554, 15559, 16633, 16650, 16655.

By the numbers, Bedford County's tracked footprint show 81% of homes owner-occupied, residents with a median age around 44.9, typical home values near $166,614, poverty running near 10.6%, a median household income near $61,705 (below the US norm), a 18% vacancy rate. Numbers like these set up which owners come under strain and how quickly stock clears.

With a low 20/100 reading over 29 ZIPs, Bedford County rewards parcel-by-parcel work where the ZIP scores point. A DLRadar subscription opens every Bedford County parcel: owner, mailing address, APN, a per-parcel score, lender exposure and exit read.

Because Bedford County, Pennsylvania is scored on the identical public-record model used nationwide, even a quiet county is measured on one scale — letting you weigh Bedford County against neighboring markets or the rest of Pennsylvania on equal footing.

Treat Bedford County, Pennsylvania as a ranked list, not a single market: the spread between its strongest and weakest ZIPs is where the acquisition margin actually sits. Provenance for Bedford County is explicit: recorders and courts for filings, FHFA for prices, FDIC for lenders. No interpolation, no synthetic values.

The ZIP breakdown for Bedford County leads with 15946 (27/100), 16662 (23/100), 16625 (22/100), 16673 (22/100), 15521 (20/100), 15522 (20/100). DLRadar also scores 15534, 15535, 15537, 15539, 15550, 15554, 15559, 16633 and more across the county. Because each ZIP is graded on its own foreclosure, tax and lender record, the county's distress is best read code by code rather than as a single number.

Under Bedford County's headline composite sit distinct layers — recorded foreclosures, tax and lien delinquency, mortgage stress and bank headwind — each scored separately before they roll up, so the same total can describe very different markets.