ZIP 15521 Property Distress & Foreclosure Data

Composite property distress in 15521 (Bedford County, Pennsylvania) lands at 17/100 — low on DLRadar's public-record scoring. It additionally carries heavy environmental risk: flood (NFIP) exposure (68/100), climate & FEMA risk (67/100). The sharpest non-environmental signals are structural risk (38/100), construction/permit lag (19/100), institutional ownership (16/100). By contrast, institutional ownership (16/100) and mortgage stress (9/100) register low. Structural exposure scores 38 and live distress 3 on the 0–100 scale.

The market reads expansion — home values rose 5.1% year on year, at 41/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

There are about 762 housing units across 15521. Roughly 18.8% live below the poverty line, elevated and often tied to deferred-maintenance inventory. A median home runs $209,700 here, or 3.4 times local income. Rent burden reaches 24% of tenant households. About 1,961 people live here, median age 45. On demographic stress specifically, 15521 scores 29/100. Vacancy runs 8.0%. Households earn a median $57,353 — below the roughly $78,000 national figure. The tenure split is 91% owner-occupied to 9% rented. About 11% have a four-year degree.

Net-net, 15521 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.