ZIP 15534 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 15534 in Bedford County, Pennsylvania comes in at 20, a low composite-distress reading. Structural exposure scores 45 and live distress 3 on the 0–100 scale. Climate and flood risk are elevated too — flood (NFIP) exposure (68/100), climate & FEMA risk (67/100). The most distinctive pressure shows up in construction/permit lag (46/100), structural risk (45/100), institutional ownership (16/100). On the quiet end sit institutional ownership (16/100) and mortgage stress (9/100).

Prices here sit in a expansion phase: values rose 5.1% over the trailing year (phase confidence 42/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The typical home is worth about $159,400 (2.9× income, relatively affordable). Households earn a median $52,826 — below the roughly $78,000 national figure. Population is roughly 881 with a median age of 50. The tenure split is 80% owner-occupied to 20% rented. On demographic stress specifically, 15534 scores 36/100. Around 16% of adults hold a bachelor's degree or higher. The ZIP holds roughly 461 housing units. 6.6% of residents fall below the poverty threshold. Vacancy runs 19.3%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 86% of tenant households.

On the whole, 15534 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 15534 runs hot or quiet, its 20/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 15534 can be compared directly against any other ZIP in Bedford County, Pennsylvania or nationwide. 15534 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 20/100 figure for 15534 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 15534 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.