ZIP 15926 Foreclosure, Tax-Lien & Distress Report

ZIP code 15926 in Somerset County, Pennsylvania carries a composite property-distress score of 19/100 — a low reading on DLRadar's deterministic distress index. What sets it apart are the readings on structural risk (44/100), construction/permit lag (36/100), institutional ownership (18/100). By contrast, institutional ownership (18/100) and mortgage stress (11/100) register low. Structurally it carries 44/100, against 3/100 of stress already in motion. It additionally carries heavy environmental risk: flood (NFIP) exposure (80/100), climate & FEMA risk (64/100).

The peak-phase market in 15926 posted values that rose 4.2% over the year, and 15% higher over three years (phase confidence 28/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $60,972, below the U.S. median near $78,000. Rent burden reaches 22% of tenant households. 9.3% of residents fall below the poverty threshold. Educational attainment sits at 17% bachelor's-or-above. Population is roughly 2,474 with a median age of 49. The demographic-stress sub-score lands at 24/100. Home values center near $106,400, an affordability ratio of 1.7× — accessible. The ZIP holds roughly 1,590 housing units. The vacancy rate is 32.0% — elevated. Owners hold 87% of homes, renters 13%.

Net-net, 15926 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 15926 is not published yet -- the ZIP-level readings above remain fully sourced.

The number is not local guesswork: 15926's 19/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 15926 reflects the current record instead of a stale or modeled snapshot.

Behind 15926's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 15926 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.