ZIP 15926 Property Distress & Foreclosure Data

DLRadar grades ZIP 15926 (Somerset County, Pennsylvania) at a low 21/100 for overall property distress. Property-level stress concentrates in construction/permit lag (53/100), structural risk (48/100), institutional ownership (18/100). By contrast, institutional ownership (18/100) and mortgage stress (11/100) register low. On the structural side it scores 48/100, with 3/100 of stress already active. It additionally carries heavy environmental risk: flood (NFIP) exposure (81/100), climate & FEMA risk (64/100).

The market reads expansion — home values rose 5.5% year on year, and 15% higher over three years (phase confidence 32/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Households earn a median $60,972 — below the roughly $78,000 national figure. Around 22% of renters are cost-burdened. Roughly 9.3% live below the poverty line. About 17% have a four-year degree. About 2,474 people live here, median age 49. On demographic stress specifically, 15926 scores 24/100. A median home runs $106,400 here, or 1.7 times local income. The ZIP holds roughly 1,590 housing units. The vacancy rate is 32.0% — elevated. The tenure split is 87% owner-occupied to 13% rented.

Net-net, 15926 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.