ZIP 15502 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 15502 (Somerset County, Pennsylvania) returns a low composite of 19/100. What sets it apart are the readings on structural risk (44/100), construction/permit lag (37/100), institutional ownership (18/100). By contrast, institutional ownership (18/100) and mortgage stress (11/100) register low. Climate and flood risk are elevated too — flood (NFIP) exposure (81/100), climate & FEMA risk (64/100). Structurally it carries 44/100, against 3/100 of stress already in motion.

The market reads peak — home values rose 4.2% year on year (phase confidence 28/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

82% of housing is owner-occupied. Roughly 0.0% live below the poverty line, a low share typical of higher-equity areas. A median home runs $528,400 here, or 5.6 times local income. Around 0% of renters are cost-burdened. The vacancy rate is 94.5% — elevated. Around 90% of adults hold a bachelor's degree or higher. Median household income is $80,625, near the U.S. median near $78,000. The demographic-stress sub-score lands at 29/100. There are about 1,079 housing units across 15502. About 86 people live here, median age 80.

On the whole, 15502 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 15502 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The 15502 read uses the identical public-record model applied coast to coast, which means its 19/100 score means exactly what it means anywhere else, and 15502 stays directly comparable to neighboring ZIPs and the rest of Somerset County, Pennsylvania. 15502 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

15502's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 15502 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.