ZIP 15628 Foreclosure, Tax-Lien & Distress Report

ZIP 15628's composite property-distress score is 26/100 - DLRadar classes that as low for Westmoreland County, Pennsylvania. Structural risk reads 60/100 against active distress of 3/100. The sharpest non-environmental signals are construction/permit lag (65/100), structural risk (60/100), institutional ownership (20/100). institutional ownership (20/100) and mortgage stress (9/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (88/100), flood (NFIP) exposure (88/100).

The peak-phase market in 15628 posted values that rose 2.7% over the year, at 27/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Population is roughly 423 with a median age of 54. Roughly 20.3% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Vacancy runs 20.2%, above the national norm and a classic distress-and-opportunity signal. Around 0% of renters are cost-burdened. A median home runs $158,500 here, or 2.6 times local income. There are about 278 housing units across 15628. The tenure split is 69% owner-occupied to 31% rented. Households earn a median $60,648 — below the roughly $78,000 national figure. The demographic-stress sub-score lands at 24/100. Around 34% of adults hold a bachelor's degree or higher.

Net-net, 15628 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 15628 at the moment; the composite and its components are still built from verifiable records.

Whether 15628 runs hot or quiet, its 26/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 15628 can be compared directly against any other ZIP in Westmoreland County, Pennsylvania or nationwide. 15628 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 26/100 figure for 15628 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 15628 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.