ZIP 15636 Property Distress & Foreclosure Data

ZIP code 15636 in Westmoreland County, Pennsylvania carries a composite property-distress score of 25/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (57/100), construction/permit lag (53/100), institutional ownership (20/100). On the quiet end sit institutional ownership (20/100) and mortgage stress (9/100). Environmental exposure also runs high (flood (NFIP) exposure (89/100), climate & FEMA risk (88/100)). On the structural side it scores 57/100, with 3/100 of stress already active.

The peak-phase market in 15636 posted values that rose 4.7% over the year, and 13% higher over three years (phase confidence 31/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

85% of housing is owner-occupied. The ZIP holds roughly 1,478 housing units. At $151,250, median income runs above typical U.S. levels. Around 50% of adults hold a bachelor's degree or higher. The poverty rate is 3.6% — low. The demographic-stress sub-score lands at 20/100. Population is roughly 3,839 with a median age of 46. The typical home is worth about $368,500 (2.3× income, relatively affordable). Around 31% of renters are cost-burdened. The vacancy rate is 3.1%.

On balance 15636 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.