ZIP 15641 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 15641 (Westmoreland County, Pennsylvania) returns a low composite of 26/100. Its heaviest discrete signals: construction/permit lag (60/100), structural risk (59/100), institutional ownership (20/100). institutional ownership (20/100) and mortgage stress (9/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (89/100), climate & FEMA risk (88/100). Latent structural risk is 59/100 while live distress already moving reads 3/100.

The market reads peak — home values rose 2.7% year on year, at 27/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The ZIP holds roughly 245 housing units. The poverty rate is 7.9%. Around 20% of adults hold a bachelor's degree or higher. Population is roughly 484 with a median age of 42. The demographic-stress sub-score lands at 27/100. Home values center near $141,700, an affordability ratio of 1.8× — accessible. Households earn a median $67,344 — below the roughly $78,000 national figure. 70% of housing is owner-occupied. Around 49% of renters are cost-burdened. Vacancy runs 12.7%, above the national norm and a classic distress-and-opportunity signal.

On the whole, 15641 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Because one deterministic model scores every ZIP, 15641's 26/100 can be lined up against any neighbor in Westmoreland County, Pennsylvania or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 15641, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 26/100 figure for 15641 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 15641 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.