ZIP 15641 Property Distress & Foreclosure Data

In Westmoreland County, Pennsylvania, ZIP 15641 scores 25 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are structural risk (57/100), construction/permit lag (53/100), institutional ownership (20/100). By contrast, institutional ownership (20/100) and mortgage stress (9/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (89/100), climate & FEMA risk (88/100). The latent-versus-live split is 57/100 structural and 3/100 already moving.

The market reads peak — home values rose 4.7% year on year (phase confidence 31/100). Topping markets hide individual distress behind strong averages.

The ZIP holds roughly 245 housing units. Roughly 7.9% live below the poverty line. About 20% have a four-year degree. About 484 people live here, median age 42. On demographic stress specifically, 15641 scores 27/100. A median home runs $141,700 here, or 1.8 times local income. Households earn a median $67,344 — below the roughly $78,000 national figure. The tenure split is 70% owner-occupied to 30% rented. Around 49% of renters are cost-burdened. The vacancy rate is 12.7% — elevated.

Net-net, 15641 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.