ZIP 15658 Foreclosure, Tax-Lien & Distress Report

In Westmoreland County, Pennsylvania, ZIP 15658 scores 26 of 100 for composite distress, a low level on DLRadar's distress index. It additionally carries heavy environmental risk: climate & FEMA risk (88/100), flood (NFIP) exposure (88/100). Structural exposure scores 60 and live distress 3 on the 0–100 scale. Leading the profile are construction/permit lag (65/100), structural risk (60/100), institutional ownership (20/100). On the quiet end sit institutional ownership (20/100) and mortgage stress (9/100).

The market reads peak — home values rose 2.7% year on year, and 19% higher over three years, at 27/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Median household income is $78,750, near the U.S. median near $78,000. Vacancy runs 17.7%, above the national norm and a classic distress-and-opportunity signal. 7.1% of residents fall below the poverty threshold. Rent burden reaches 22% of tenant households. There are about 4,679 housing units across 15658. Educational attainment sits at 38% bachelor's-or-above. 8,114 residents call 15658 home, typically aged 55. On demographic stress specifically, 15658 scores 23/100. The tenure split is 85% owner-occupied to 15% rented. The typical home is worth about $245,400 (3.0× income, relatively affordable).

Taken together, 15658 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 15658 at the moment; the composite and its components are still built from verifiable records.

Big metro or rural, 15658 runs through one identical scoring model, so its 26/100 sits on the same scale as every other ZIP in Westmoreland County, Pennsylvania and the nation. Where the record is thin for 15658, the field stays empty rather than modeled, and fills in as new documents post.

The 26/100 for 15658 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 15658 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.