ZIP 15923 Foreclosure, Tax-Lien & Distress Report
Westmoreland County, Pennsylvania · High Vacancy market
Scored on a fixed 0-100 scale, 15923 (Westmoreland County, Pennsylvania) returns a low composite of 26/100. Latent structural risk is 60/100 while live distress already moving reads 3/100. It additionally carries heavy environmental risk: climate & FEMA risk (88/100), flood (NFIP) exposure (88/100). Its heaviest discrete signals: construction/permit lag (65/100), structural risk (60/100), institutional ownership (20/100). By contrast, institutional ownership (20/100) and mortgage stress (9/100) register low.
The market reads peak — home values rose 2.7% year on year, at 27/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
About 1,609 people live here, median age 42. 88% of housing is owner-occupied. Households earn a median $52,347 — below the roughly $78,000 national figure. The vacancy rate is 13.2% — elevated. The typical home is worth about $96,000 (1.8× income, relatively affordable). The demographic-stress sub-score lands at 23/100. 9.8% of residents fall below the poverty threshold. The ZIP holds roughly 650 housing units. Educational attainment sits at 14% bachelor's-or-above. Rent burden reaches 26% of tenant households.
Net-net, 15923 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 15923 is not published yet -- the ZIP-level readings above remain fully sourced.
No ZIP is too small to score: 15923 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 26/100 composite is a like-for-like number rather than an isolated estimate. 15923 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
The 26/100 figure for 15923 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 15923 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
Distress signal breakdown — ZIP 15923
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
Snapshot: 15923 by the numbers
The live 15923 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Nearby ZIPs in Westmoreland County
Nearest ZIP codes to 15923
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Other reports tied to Westmoreland County, Pennsylvania — ZIP, county and statewide.
The complete 15923 distress and acquisition report
See who owns each distressed property in 15923, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
Deterministic. Every signal traces to a public dataset · methodology