ZIP 15944 Foreclosure, Tax-Lien & Distress Report

ZIP code 15944 in Westmoreland County, Pennsylvania carries a composite property-distress score of 26/100 — a low reading on DLRadar's deterministic public-record index. Its standout signals are structural risk (60/100), construction/permit lag (57/100), institutional ownership (32/100). institutional ownership (32/100) and mortgage stress (13/100) stay muted. Environmental exposure also runs high (flood (NFIP) exposure (87/100), climate & FEMA risk (78/100)). Structurally it carries 60/100, against 4/100 of stress already in motion.

The market reads peak — home values rose 3.3% year on year, and 18% higher over three years, at 28/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The poverty rate is 8.9%. Population is roughly 3,198 with a median age of 41. At $70,086, median income runs near typical U.S. levels. 86% of housing is owner-occupied. Around 29% of renters are cost-burdened. About 23% have a four-year degree. The vacancy rate is 16.5% — elevated. On demographic stress specifically, 15944 scores 25/100. There are about 1,447 housing units across 15944. A median home runs $155,000 here, or 2.3 times local income.

Taken together, 15944 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The number is not local guesswork: 15944's 26/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 15944 shows as blanks, never estimates, and the score updates on every fresh public filing.

Each component behind 15944 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 26/100 roll-up. For a buyer, 15944 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.