ZIP 15012 Property Distress & Foreclosure Data

Composite property distress in 15012 (Westmoreland County, Pennsylvania) lands at 25/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (56/100), construction/permit lag (53/100), institutional ownership (19/100). On the quiet end sit institutional ownership (19/100) and mortgage stress (8/100). Environmental exposure also runs high (climate & FEMA risk (87/100), flood (NFIP) exposure (87/100)). On the structural side it scores 56/100, with 2/100 of stress already active.

The peak-phase market in 15012 posted values that rose 4.7% over the year, and 16% higher over three years (phase confidence 31/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

At $61,903, median income runs below typical U.S. levels. Around 29% of renters are cost-burdened. The demographic-stress sub-score lands at 28/100. Around 28% of adults hold a bachelor's degree or higher. Population is roughly 15,294 with a median age of 47. 75% of housing is owner-occupied. The poverty rate is 15.3%. The typical home is worth about $201,300 (3.0× income, relatively affordable). The vacancy rate is 9.3%. The ZIP holds roughly 7,660 housing units.

On balance 15012 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.