ZIP 15655 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 15655 (Westmoreland County, Pennsylvania) at a low 26/100 for overall property distress. It additionally carries heavy environmental risk: flood (NFIP) exposure (89/100), climate & FEMA risk (88/100). The pressure is most legible in construction/permit lag (60/100), structural risk (59/100), institutional ownership (20/100). On the quiet end sit institutional ownership (20/100) and mortgage stress (9/100). The split runs 59/100 structural to 3/100 active on the ground.

The peak-phase market in 15655 posted values that rose 2.7% over the year (phase confidence 27/100). Topping markets hide individual distress behind strong averages.

61% of housing is owner-occupied. Vacancy runs 34.7%, above the national norm and a classic distress-and-opportunity signal. Population is roughly 440 with a median age of 54. About 13% have a four-year degree. Home values center near $148,300, an affordability ratio of 5.0×. At $29,426, median income runs below typical U.S. levels. There are about 254 housing units across 15655. DLRadar's demographic-stress index for the area reads 51/100. Around 91% of renters are cost-burdened. 32.5% of residents fall below the poverty threshold.

On the whole, 15655 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 15655 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Whether 15655 runs hot or quiet, its 26/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 15655 can be compared directly against any other ZIP in Westmoreland County, Pennsylvania or nationwide. Where the public record is thin for 15655, the field stays empty rather than modeled, and fills in as new documents post.

The 26/100 for 15655 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 15655 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.