ZIP 15620 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 15620 (Westmoreland County, Pennsylvania) lands at 26/100 — low on DLRadar's distress scoring. Climate and flood risk are elevated too — climate & FEMA risk (88/100), flood (NFIP) exposure (88/100). The most distinctive pressure shows up in construction/permit lag (65/100), structural risk (60/100), institutional ownership (20/100). institutional ownership (20/100) and mortgage stress (9/100) stay muted. Latent structural risk is 60/100 while live distress already moving reads 3/100.

The peak-phase market in 15620 posted values that rose 2.7% over the year, at 27/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The ZIP holds roughly 313 housing units. Roughly 7.9% live below the poverty line. 681 residents call 15620 home, typically aged 38. Around 22% of adults hold a bachelor's degree or higher. The typical home is worth about $146,300 (2.4× income, relatively affordable). The vacancy rate is 0.0%. On demographic stress specifically, 15620 scores 20/100. At $55,938, median income runs below typical U.S. levels. Owners hold 73% of homes, renters 27%. Around 0% of renters are cost-burdened.

On balance 15620 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Parcel-level detail for 15620 is not published yet -- the ZIP-level readings above remain fully sourced.

The number is not local guesswork: 15620's 26/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 15620 reflects the current record instead of a stale or modeled snapshot.

15620's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 15620 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.